 |
| Effective: January 31, 2012 |
| | Minimum
Opening
Deposit | | Interest
Rate | | Annual
Percentage
Yield | | Savings |  *Passbook/Statement Savings | $200 | | 0.15% | | 0.15% | | *Money Market | $2,500 | | 0.15% | | 0.15% | | Checking | | *NOW | $500 | | 0.05% | | 0.05% | | Regular Checking | $200 | | No Interest | | Certificates of Deposit | | 3 Month | $1,000 | | 0.20% | | 0.20% | | 6 Month | $1,000 | | 0.30% | | 0.30% | | 9 Month (Renewal Only) | $2,500 | | 0.35% | | 0.35% | | 1 Year | $1,000 | | 0.40% | | 0.40% | | 15 Month (Renewal Only) | $5,000 | | 0.45% | | 0.45% | | 1 1/2 Year | $1,000 | | 0.60% | | 0.60% | | 2 1/2 Year | $1,000 | | 0.85% | | 0.85% | | 3 1/2 Year | $1,000 | | 1.00% | | 1.00% | | 5 Year | $1,000 | | 1.39% | | 1.40% | | Individual Retirement Accounts | | 1 1/2 Year Variable | $250 | | 0.58% | | 0.58% | | 1 1/2 Year Fixed | $1,000 | | 0.60% | | 0.60% | | 3 1/2 Year Fixed | $1,000 | | 1.00% | | 1.00% |
|
| * Variable rate and fees may reduce earnings. |
| A penalty will be imposed for early withdrawal on any Certificate of Deposit or IRA account. |
| All rates are accurate as of the above date and are subject to change at any time without notice. |
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