Effective:   March 9, 2010

 Minimum
Opening
Deposit
 Interest
Rate
 Annual
Percentage
Yield
Savings
*Passbook/Statement Savings$200  0.25% 0.25%
*Money Market$2,500  0.35% 0.35%
Checking
*NOW $500  0.10% 0.10%
Regular Checking$200  No Interest
Certificates of Deposit
3 Month$1,000  0.50% 0.50%
6 Month $1,000  0.75% 0.75%
9 Month (Renewal Only)$2,500  1.00% 1.00%
1 Year $1,000  1.14% 1.15%
15 Month (Renewal Only)$5,000  1.29% 1.30%
1 1/2 Year $1,000  1.34% 1.35%
2 1/2 Year $1,000  1.49% 1.50%
3 1/2 Year$1,000  1.98% 2.00%
5 Year$1,000  2.47% 2.50%
Individual Retirement Accounts
1 1/2 Year Variable$250  0.71% 0.71%
1 1/2 Year Fixed$1,000  1.34% 1.35%
3 1/2 Year Fixed$1,000  1.98% 2.00%

*   Variable rate and fees may reduce earnings.
  • A penalty will be imposed for early withdrawal on any Certificate of Deposit or IRA account.
  • All rates are accurate as of the above date and are subject to change at any time without notice.
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